What Are Investors Looking for in 2025? Safe Haven or Smart Risk?

The Classic Investment Question Remains Relevant in 2025:
“Should we chase high returns, or stay in safe havens?”

But this year is different. Being only safe or only aggressive is no longer enough. Investors now want to take “informed risks.” And this is exactly where institutional structures like BV Portföy, which focus on technology, innovation, and dynamic strategies, come to the forefront.

Economic Balances Are Shifting

The first half of 2025 has been a period of significant change, especially for Türkiye:

• In May 2024, the inflation rate was 75%; by June 2025, it had fallen to 35%.
• The Central Bank of the Republic of Türkiye (CBRT) continues its tight monetary policy, maintaining positive real interest rates.
• Most recently, on July 26, Moody’s upgraded Türkiye’s credit rating to “Ba3.” The outlook has shifted from “positive” to “stable.”

In other words, reforms have made access to credit easier, but in this new era, achieving more will require stronger performance.

In this environment, traditional money market funds have provided nominal returns — but the new generation of investors no longer wants to think only in TL terms or only in the short term. This is exactly where BV Portföy makes the difference.

Smart Returns with BV Portföy Funds

1. Funds Balanced with Arbitrage Strategies

Funds like BVZ, BHI, BIS stand out with arbitrage-based strategies that turn market volatility into opportunities.

While offering risk-controlled returns, they deliver more than just a bank deposit alternative:

• Currency risk management
• Advantageous positioning within the market
• The ability to turn volatility into an advantage

In particular, BHI offers an attractive alternative for investors thanks to its withholding tax advantage.

2. Technology-Focused and USD-Based Performance Leaders

In the first half of 2025, the stars that rewarded their investors both in TL and USD terms were:

• BTE (Technology-Themed Equity Fund)
• RUT (Investing in AI, Robotics, Space, and Defense companies)
• BVV (Investing in AI, digitalization, and software companies)

These funds do more than invest in high-growth potential companies. They also:

• Provide protection against global inflation with USD-based income
• Combine high return potential with the technology cycle
• Integrate Turkish investors into markets beyond Borsa Istanbul

In short: these funds don’t just “deliver returns” — they speak the investment language of our time.

Strategic Choice: Safe Haven or Informed Risk?

In the past year, when compared to deposit products and money market funds, BV Portföy’s arbitrage-based fund BVZdelivered far higher real returns.

🚀 BVZ leads the pack in annual returns! Among arbitrage funds open to TEFAS, it ranks #1 with 64.63% return!

This year, investors have realized:

• Relying solely on deposit-like funds risks lagging behind inflation.
• Putting all assets into equity funds or speculative products can mean large swings.
• A balanced strategy focusing on technology & arbitrage builds an intelligent bridge between return and risk.

Final Word: New Generation Funds for New Generation Investors

In 2025, the classic investment philosophy is a thing of the past. Today’s investors see it this way:

• Strategy before return
• Structure before story
• Smart risk management before safety

As BV Portföy, in this new era, we offer investors not just returns, but a meaningful investment journey. We invest in technology, data-driven decision-making, and adapting to the changes of our time.

Take safe and informed steps in your investments, and approach thematic funds with a professional perspective — meet BV Portföy experts today.